1. About these terms
These Terms of Service (“Terms”) govern your access to and use of the website at calculativa.com (the “Website”), operated by Calculativa Yazılım ve Veri Analitiği Limited Şirketi, a Limited Şirket (Limited Liability Company) incorporated in Türkiye, registered with the İstanbul Ticaret Sicili Müdürlüğü under number 3382451, with its registered office at Analitik Sokak No: 18, Kat: 4, Levent, Beşiktaş, 34330 İstanbul, Türkiye.
By accessing the Website you accept these Terms. If you do not accept them, please do not use the Website.
2. Relationship to service agreements
These Terms govern the Website only. The provision of accounting, software and analytics services is governed exclusively by a separate written engagement letter or master services agreement signed by both parties. Where those documents conflict with these Terms in respect of services, the signed service agreement prevails.
2a. Nature of our services
Calculativa Yazılım ve Veri Analitiği Limited Şirketi provides financial software, accounting automation and corporate data analytics. For the avoidance of doubt:
- we are not a payment institution, electronic money institution, payment processor, payment initiation service provider or money services business;
- we do not hold, receive, transmit, exchange or take title to client or third-party funds;
- we do not provide merchant acquiring, payment acceptance, card processing or virtual-asset services;
- we do not provide banking, credit, insurance or investment services, and we are not licensed to do so.
Where a client authorises us to read bank or system data, we do so solely to maintain and reconcile that client’s own accounting records. That is the ordinary practice of accountancy and does not constitute a payment or money-transmission service.
3. No offer, no advice
Content on the Website is provided for general information about our capabilities. It does not constitute:
- an offer capable of acceptance, or a binding commitment to provide any service;
- accounting, tax, legal, investment or regulatory advice;
- a representation that any particular service, integration or jurisdiction is available to you.
Availability of services and system integrations depends on your jurisdiction, business model and existing systems, and is confirmed only in a written proposal. You should not act on Website content without obtaining advice appropriate to your circumstances.
4. Permitted use
You agree not to:
- use the Website for any unlawful purpose or in breach of any applicable law or regulation;
- attempt to gain unauthorised access to the Website, its servers, or any connected system or network;
- introduce malicious code, or take any action that imposes an unreasonable load on our infrastructure;
- scrape, harvest or systematically extract content or data from the Website without our prior written consent;
- submit false, misleading or third-party personal information through our contact form without authority to do so.
We may restrict or withdraw access to the Website where we reasonably believe these Terms have been breached.
5. Intellectual property
All content on the Website — including text, layout, graphics, the Calculativa name, logo and identity, software and source code — is owned by Calculativa Yazılım ve Veri Analitiği Limited Şirketi or licensed to it, and is protected by intellectual property law. You may view and print pages for your own internal business use. Any other reproduction, distribution, modification or commercial exploitation requires our prior written consent.
Third-party names and marks referenced on the Website remain the property of their respective owners and are used for identification purposes only.
6. Availability
We aim to keep the Website available at all times but do not warrant uninterrupted or error-free access. We may suspend, withdraw or restrict all or part of the Website for maintenance or operational reasons without notice. Uptime commitments, where they apply, are set out in the applicable service agreement and not here.
7. Third-party links
The Website may link to third-party sites. Those links are provided for convenience only. We do not control and are not responsible for the content, availability or privacy practices of any third-party site.
8. Limitation of liability
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be excluded or limited.
Subject to the paragraph above, and to the fullest extent permitted by law, Calculativa Yazılım ve Veri Analitiği Limited Şirketi shall not be liable for any indirect, incidental, special or consequential loss, or for any loss of profit, revenue, business, goodwill, anticipated saving or data, arising out of or in connection with your use of, or inability to use, the Website.
The Website is provided “as is”. To the extent permitted by law we exclude all warranties, conditions and representations that are not expressly stated in these Terms.
9. Data protection
Our handling of personal data is described in our Privacy Policy. Our use of cookies is described in our Cookie Policy.
10. Changes to these Terms
We may amend these Terms from time to time. The version published on this page at the time you access the Website is the version that applies. The “last updated” date above indicates when the Terms were last revised.
11. Governing law and jurisdiction
These Terms and any dispute arising out of or in connection with them are governed by the laws of the Republic of Türkiye. The İstanbul Central (Çağlayan) Courts and Enforcement Offices have exclusive jurisdiction, save that we retain the right to bring proceedings in the courts of the country in which you are established.
12. Contact
Questions about these Terms should be addressed to info@calculativa.com, or by registered electronic mail (KEP) to calculativa@info.kep.tr or to Calculativa Yazılım ve Veri Analitiği Limited Şirketi, Analitik Sokak No: 18, Kat: 4, Levent, Beşiktaş, 34330 İstanbul, Türkiye.